7 Tips In 7 Days... Step 6: "Pre-approval is different from pre-qualification, which refers to when a lender calculates how much mortgage you likely can afford based on unverified information. A preapproval is a guarantee that the lender will loan you a fixed amount of money, as long as the property appraises over the amount for which you are qualified and you buy within a certain time period." Our NeighborWorks® Columbus mortgage department offers low interest rate loans and affordable down payment assistance programs, plus affordable second-mortgage financing. We also offer various types of mortgage loans including VA, FHA and conventional loans. Call Nonie Milner, Mortgage Counselor today at (706) 324-4663, ext. 116.
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